Monthly Archives: July 2014

The rate is not that important

My two cents Topic: Why the rate is not that important Over the last 25 years of originating mortgage loans, inevitably, one of the first things clients ask me is “what’s the rate, or what rate can you get for me”. They are so focused on rate, rate, rate they fail to see the bigger overall financial picture. This is especially true in purchase transactions. Here are some questions that they really need to focus on: 1. What is the cost of obtaining a certain Continue reading →